Our Attorneys
Our San Diego bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Bankruptcy and Car Repossessions
The number one mistake people who have had a car repo in San Diego
is giving the car back and pretending it's all over. Months go by
and they think life has returned to normal. Wrong! You have a lawsuit
in your future, and the longer you put it off, the more penalties
and interest are going to hit you until you deal with it. If you
pretend it's over, you're fooling yourself. If you wait too long,
we can't help you because you've you don't have time or money to
stop the garnishment. Then you are stuck letting them suck your
paycheck every pay period until you've paid the whole thing.
Chapter 13 can Stop Repossessions
Chapter 13 can stop repossessions. If a car or other
vehicle has been repossessed but not sold by the creditor
when the case is filed, the court may order the creditor to
return it to you. Under Chapter 13, interest charges may be
reduced, and your monthly payments can often be lowered.
In certain cases, the balance secured by the vehicle may be
reduced to its market value, even if this is much less than
the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph]
In Chapter 13, you pay for the car in a single monthly payment
which consolidates all of your bills. Often this one payment
can be lower than your old car payment alone.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
San Diego Bankruptcy Lawyers: Home foreclosures
San Diego Bankruptcy Attorney: Car repossessions
San Diego Bankruptcy Lawyer: Garnishments
San Diego Bankruptcy Lawyer: Credit card debt
San Diego Bankruptcy Attorneys: Creditor harassments
San Diego Bankruptcy Attorneys: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
San Diego County California
San Diego County is a county located on the Pacific Ocean
in the far southwest of the U.S. state of California, United
States along its border with Mexico. According to the 2000
Census, its population was 2,813,833, making it the third
largest county by population in the state and the sixth
largest in the country. The state of California estimates
its population as of 2007 to be 3,098,269 people, increasing
its rank to second place, ahead of Orange County.
The county seat is the city of San Diego.
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Our Affiliates
The Pacific Bankruptcy Center, Located in San Diego California is one or the
leading consumer bankruptcy firms in Southern California.
For Attorneys in California we recommend the
San Diego bankruptcy lawyers,
representing debtors under Chapter 7, and under Chapter 13 for no money down
Our Fee's
The Pacific Bankruptcy Center is the only lawyer in San Diego County of which we are
aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent
wage earners in Chapter 13 for no money down, with a wage order and the balance paid through
a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy
court filing fee of $274.00 is extra.
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