Our Attorneys
Our La Mesa bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Bankruptcy and Car Repossessions
The number one mistake people who have had a car repo in La Mesa
is giving the car back and pretending it's all over. Months go by
and they think life has returned to normal. Wrong! You have a lawsuit
in your future, and the longer you put it off, the more penalties
and interest are going to hit you until you deal with it. If you
pretend it's over, you're fooling yourself. If you wait too long,
we can't help you because you've you don't have time or money to
stop the garnishment. Then you are stuck letting them suck your
paycheck every pay period until you've paid the whole thing.
Chapter 13 can Stop Repossessions
Chapter 13 can stop repossessions. If a car or other
vehicle has been repossessed but not sold by the creditor
when the case is filed, the court may order the creditor to
return it to you. Under Chapter 13, interest charges may be
reduced, and your monthly payments can often be lowered.
In certain cases, the balance secured by the vehicle may be
reduced to its market value, even if this is much less than
the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph]
In Chapter 13, you pay for the car in a single monthly payment
which consolidates all of your bills. Often this one payment
can be lower than your old car payment alone.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
La Mesa Bankruptcy Lawyers: Home foreclosures
La Mesa Bankruptcy Attorney: Car repossessions
La Mesa Bankruptcy Lawyer: Garnishments
La Mesa Bankruptcy Lawyer: Credit card debt
La Mesa Bankruptcy Attorneys: Creditor harassments
La Mesa Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
La Mesa California
The City of La Mesa was incorporated on February 16, 1912, under the general laws
of the State of California. As such, it does not have a City charter but operates
under the laws of the State of California in all respects not specifically
covered by any City ordinance. The City Council consists of five members
who are elected from the City at large. The Mayor is elected directly by the
citizens of La Mesa. The current mayor is Art Madrid.
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