Our Attorneys
Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Bankruptcy and Car Repossessions
The number one mistake people who have had a car repo in National City
is giving the car back and pretending it's all over. Months go by
and they think life has returned to normal. Wrong! You have a lawsuit
in your future, and the longer you put it off, the more penalties
and interest are going to hit you until you deal with it. If you
pretend it's over, you're fooling yourself. If you wait too long,
we can't help you because you've you don't have time or money to
stop the garnishment. Then you are stuck letting them suck your
paycheck every pay period until you've paid the whole thing.
Chapter 13 can Stop Repossessions
Chapter 13 can stop repossessions. If a car or other
vehicle has been repossessed but not sold by the creditor
when the case is filed, the court may order the creditor to
return it to you. Under Chapter 13, interest charges may be
reduced, and your monthly payments can often be lowered.
In certain cases, the balance secured by the vehicle may be
reduced to its market value, even if this is much less than
the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph]
In Chapter 13, you pay for the car in a single monthly payment
which consolidates all of your bills. Often this one payment
can be lower than your old car payment alone.
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property as possible while putting an immediate stop to:
National City Bankruptcy Lawyers: Home foreclosures
National City Bankruptcy Attorney: Car repossessions
National City Bankruptcy Lawyer: Garnishments
National City Bankruptcy Lawyer: Credit card debt
National City Bankruptcy Attorneys: Creditor harassments
National City Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
National City
National City is located at 32°40′15″N, 117°5′34″W (32.670903, -117.092725). According to the
United States Census Bureau, the city has a total area of 23.9 km˛ (9.2 mi˛). 19.1 km˛
(7.4 mi˛) of it is land and 4.8 km˛ (1.9 mi˛) of it (20.13%) is water. National City is
bounded by San Diego to the north and northeast, Bonita to the east, and Chula Vista to
the south. San Diego Bay lies to the immediate west of the city. Also, within the
boundaries of National City on the eastern side of town is the unincorporated area of
San Diego County known as Lincoln Acres.
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