Our Attorneys
Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Chapter 7 Bankruptcy and Credit Card Debt
Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt,
and “unsecured” debt. It may reduce or eliminate your tax debt. It does not
reduce child support debt or school loans. It takes about 4 months to complete
the bankruptcy process and you must attend one hearing and cooperate with a
Trustee appointed by the court.
Chapter 13 Bankruptcy and Credit Card Debt
Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some
or all of it through a plan of up to 5 years. If you have several hundreds
of dollars of additional income each month after paying your necessary
expenses, or if you are behind on your house payments, car payments, or
are "upside-down" on your car loan (owing more for the car than its worth),
a Chapter 13 may be a good option for you.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
Escondido Bankruptcy Lawyers: Home foreclosures
Escondido Bankruptcy Attorney: Car repossessions
Escondido Bankruptcy Lawyer: Garnishments
Escondido Bankruptcy Lawyer: Credit card debt
Escondido Bankruptcy Attorneys: Creditor harassments
Escondido Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
Escondido
Escondido is a city located in northern San Diego County, California just north of the
city of San Diego . The name Escondido means "hidden" in Spanish -- it occupies a shallow valley
ringed by rocky hills. Founded in 1888, Escondido is one of the oldest cities in San Diego County.
The city has a mild climate, a diverse economy and a growing population of 140,766 ,
making it the fourth largest city in San Diego County in terms of population.
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Our Affiliates
The Pacific Bankruptcy Center, Located in San Diego California is one of
the leading consumer bankruptcy firms in Southern California.
For Attorneys in San Diego we recommend California
Pacific debt relief center,
representing debtors under Chapter 7, and under Chapter 13 for no money down
Our Fee's
The Pacific Bankruptcy Center is the only lawyer in San Diego County of which we are
aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent
wage earners in Chapter 13 for no money down, with a wage order and the balance paid through
a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy
court filing fee of $274.00 is extra.
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