Our Attorneys
Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Chapter 7 Bankruptcy and Credit Card Debt
Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt,
and “unsecured” debt. It may reduce or eliminate your tax debt. It does not
reduce child support debt or school loans. It takes about 4 months to complete
the bankruptcy process and you must attend one hearing and cooperate with a
Trustee appointed by the court.
Chapter 13 Bankruptcy and Credit Card Debt
Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some
or all of it through a plan of up to 5 years. If you have several hundreds
of dollars of additional income each month after paying your necessary
expenses, or if you are behind on your house payments, car payments, or
are "upside-down" on your car loan (owing more for the car than its worth),
a Chapter 13 may be a good option for you.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
El Cajon Bankruptcy Lawyers: Home foreclosures
El Cajon Bankruptcy Attorney: Car repossessions
El Cajon Bankruptcy Lawyer: Garnishments
El Cajon Bankruptcy Lawyer: Credit card debt
El Cajon Bankruptcy Attorneys: Creditor harassments
El Cajon Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
El Cajon
El Cajon is a city in San Diego County, California, United States.
The population was 94,869 at the 2000 census. El Cajon is Spanish for "The Box",
relating to it being a parcel of land granted out of the vast Mission San Diego
de Alcala tract and used for farming by Spanish missionaries
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