Chapter 13

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Our Attorneys

Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy cases exclusively. We are one of the leading personal bankruptcy law firms in Southern California, currently filing hundreds of bankruptcy cases per year.

Bankruptcy can Stop Wage Garnishment

Wage garnishment in California is a shocking and traumatic event. All of a sudden, 25% of your income is attached and you never see it (up to 50% in some custody claim cases). And it all starts when a creditor has filed a Earnings Withholding Order to collect on a debt. Suddenly, someone who was just barely getting by, treading water, is now missing one-fourth of their take-home pay.

There are a couple of things someone who has had their wages garnished can do. One of them is to file a Claim of Exemption form. This is not an easy way to go, and you'll probably want an attorney to assist you. The standard is fairly high, but from time to time, these allow you to decrease the amount they withhold.

One other thing you can do is hire an El Cajon attorney to file bankruptcy on your behalf. Immediately, the creditor whose debt is being paid by the wage garnishment will be put on notice and have to stop this attempt to collect on a debt. You can file bankruptcy, Chapter 7 bankruptcy or Chapter 13 bankruptcy to stop the wage garnishment in California.
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

El Cajon Bankruptcy Lawyers: Home foreclosures

El Cajon Bankruptcy Attorney: Car repossessions

El Cajon Bankruptcy Lawyer: Garnishments

El Cajon Bankruptcy Lawyer: Credit card debt

El Cajon Bankruptcy Attorneys: Creditor harassments

El Cajon Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about solving your problems and helping you move on.

El Cajon

El Cajon is a city in San Diego County, California, United States. The population was 94,869 at the 2000 census. El Cajon is Spanish for "The Box", relating to it being a parcel of land granted out of the vast Mission San Diego de Alcala tract and used for farming by Spanish missionaries

Our Affiliates

The Pacific Bankruptcy Center, Located in San Diego California is one or the leading consumer bankruptcy firms in Southern California.

 

Our Fee's

The Pacific Bankruptcy Center is the only lawyer in San Diego County of which we are aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent wage earners in Chapter 13 for no money down, with a wage order and the balance paid through a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy court filing fee of $274.00 is extra.